Trusted by leading financial services institutions
What is Multimodal?
Multimodal is a New York–based agentic AI company founded in 2023. Its platform, AgentFlow, automates document-heavy workflows for credit unions, community banks, regional banks, and private equity firms — with every step traceable and auditable for examiners and regulators.
Finance deserves AI it can stand behind. That’s why we exist.
We believe AI in financial services should be held to the same standard as the institutions that use it: rigorous, principled, and answerable. Most AI is built to impress. We build to withstand. Not by making it more powerful. By making it more accountable.
Who does Multimodal work with?
Multimodal builds auditable AI for institutions where trust, oversight, and regulatory scrutiny are part of the work.
Credit Unions
AgentFlow helps credit unions automate document-heavy lending, compliance, and operational workflows while preserving human review and records ready for NCUA and state examiners.
Community & Regional Banks
AgentFlow helps banks process complex documents, apply internal policies, and move work through existing systems without replacing the infrastructure their teams already depend on.
Private Equity Firms
AgentFlow helps private equity firms review unstructured documents, extract critical information, and produce consistent investment outputs with a complete audit trail.
The critical work in finance still happens in people’s heads.
Every financial institution has knowledge no system has ever captured — how a senior underwriter reads between the lines, how a compliance officer knows when something doesn’t add up. Most AI ignores it. When those people leave, the gap widens.
That is the problem we exist to solve
We are not a chatbot. We process the loan file.
A gap between what AI promised and what finance needed.
Ankur spent 15 years in finance and AI at Bridgewater, J.P. Morgan, and across the industry. He studied at Princeton and authored three books about artificial intelligence with O’Reilly Media. Time and again, he saw promising AI projects gain real momentum, then stall the moment they reached production — not because the technology failed, but because no one could explain it to an examiner. That gap, between what AI promised and what finance actually needed, became the founding idea behind Multimodal.
Founded
Founded by finance domain experts and AI engineers with one mission: to make AI auditable.
Launched AgentFlow
Your expertise at the top, secure infrastructure at the bottom, 6 specialized AI agents executing workflows — traceably, every time.
First Deployments
Credit unions and community banks deploy production playbooks with real audit logs, real examiner scrutiny, and real throughput gains. Swisscom automates 300+ daily payment orders, cutting processing time 75%.
Scaling
Serving credit unions, regional banks, community banks, and PE firms. Every output is fully documented.
What we believe.
Accountability Is A Design Choice
Explainability is built in from the beginning. In regulated finance, “we’re working on it” does not hold up.
Depth Over Breadth
Finance is not a generic domain. It has specific rules, specific regulators, and real consequences. We go deeper than any generalist platform can.
Production Is The Only Proof
Pilots do not matter on their own. What matters is work that runs reliably, every day, in institutions that depend on it.
The people behind Multimodal.
Don’t take our word for it.
Our lending team can now focus on value-added decisions rather than paperwork, and we’re positioned to scale loan processing without adding headcount.
Chris Ferguson — Senior VP Consumer Lending, FORUM Credit Union
Nobody is doing what we’re doing with Multimodal. Not even close.
Jim Beech — CEO, Direct Mortgage Corp.
Customer Stories
Frequently asked questions.
What is Multimodal?
What is AgentFlow?
Who does Multimodal serve?
How is AgentFlow different from a chatbot?
How is AgentFlow different from RPA?
How does AgentFlow work with existing systems?
Where is Multimodal based?
The institutions that got AI right didn’t start with the biggest platform.
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