AI For Banking Operations

Handle More Cases Per Team While Every File Stays Compliant and Examination-Ready

Every case that sits is a deadline at risk. Process cases 50% faster and stay OCC/FDIC-ready, with SAR narratives, KYC screening, and ACH validation documented on every case.

See It in 30 mins

75% reduction in processing time

“In just 90 days, Multimodal automated over 300 daily payment orders and forms, reducing processing time by 75% and tripling capacity, all without changing existing systems.”

Ronny Baumgart

Head of Automation

15 Minutes From Application To Onboarded

Customer onboarding for new business and commercial accounts happens in minutes, your banker stays in the room, the relationship stays warm, and the back-office queue stops costing you deals.

Less Time On Paperwork. More Time On What Matters

CDD refreshes, SAR narratives, and watchlist screening handled automatically, your analysts stop rebuilding the same documentation and start focusing on the cases that actually need their expertise.

SARs Filed The Same Day, Every Time

Suspicious activity identified, narrative drafted, and compliance reporting packaged for BSA review the same day, with a complete audit trail attached.

Run Every Ops Workflow In Three Steps

Your ops team carries this workload every day. Playbooks run banking operations to the same documented standard across every queue, without exception.

ACH/Wire Validation

Screen incoming and outgoing ACH and wire transfers against OFAC lists, internal watchlists, and transaction limits. Flag anomalies, validate beneficiary details, and generate audit-ready logs.

Business Account Opening

Extract entity data from formation documents, verify beneficial ownership, run KYB screening, and produce a complete account opening package with risk classification and compliance sign-off.

Fraud Investigation & Resolution

Consolidate transaction data, communications, and dispute records into a single investigation file. Build event timelines, cross-reference accounts, and generate findings reports for resolution.

SAR Narrative Drafting

Borrower data extracted, TRID timelines confirmed, and HMDA fields validated, the mortgage lending automation your compliance team needs, built into every residential file

We've Built A Library Of 91 Playbooks.
‍Find Your Workflow.

Explore The Library

Built For Everyone Running Your Bank's Back-Office

Compliance Analysts

BSA Officers

Fraud Analyst

Payments Operations Lead

Deposit Operations Analysts

Vendor Risk Managers

Plugs Into Your Core And Operations Banking Systems

Controls Built For Bank Examiners And Data Security

SOC 2 Type II

Single-Tenant Deployment

Zero Data Retention

BSA/AML

FinCEN

Reg E

OCC

FDIC

See A Closed, Defensible Case File In 30 Minutes.

Pick a workflow: BSA, fraud, payments, or onboarding. We'll run a Pre-built workflow on your actual files and show you the output, live.

Book A Proof-of-Concept

FAQs

How does this support OCC and FDIC examination readiness?

Every workflow output includes a complete audit trail, the cited source document, the policy version applied, and the reviewer's action. Pull any case file at random, and your examiner finds exactly what they expect to see.

Can our BSA team configure SAR thresholds and filing criteria?

Yes. SAR thresholds, CTR review triggers, and escalation rules are configured to your BSA manual. Your team reviews and approves every output before any action is taken.

How do you handle SAR narrative drafting and FinCEN requirements?

Multimodal supports the full documentation workflow, extracting transaction data, identifying patterns, and drafting narratives with required FinCEN elements. Your BSA officer reviews, approves, and files. Every decision is logged with a complete audit trail.

Can we keep customer data under bank control?

Yes. Encryption in transit and at rest, role-based access, and configurable retention so sensitive customer data and customer PII stay governed by your policies throughout, with no data retained after processing.

What happens when staff disagrees with an output?

Human review is built into every workflow. Staff can override any recommendation; overrides are logged with reason codes, keeping the file defensible and audit-ready regardless of outcome.

Can this connect to our core and operations systems?

Yes. Our automated banking solutions connect to Jack Henry, Fiserv, FIS, nCino, and your existing operations stack via secure integrations, case outputs, risk flags, and filing records flow in without rip-and-replace.

Do you have SOC 2 Type II?

Yes. Available under NDA as part of your vendor management review package.

What Reg E and payments compliance support do you provide?

Workflows apply your payment validation rules and Reg E timeline requirements on every case automatically, exception notices and documented rationale produced for each decision, with a full back-office audit trail.

Can your banking operations automation platform handle account onboarding and KYC/KYB together?