Agentic AI for P&C Insurers
Multimodal builds agentic AI for property & casualty insurance automation, streamlining claims processing, underwriting, risk assessment, fraud detection, policy administration, and compliance management. Our platform delivers end-to-end automation in P&C insurance.
How Multimodal AI Agents work
Our AI Agents learn, think, and act with different built-in capabilities. We fine-tune these AI Agents on your company data and deploy them as APIs through our AgentFlow platform.
Document AI
Trained on your schema to extract, label, and organize data from structured and unstructured documents.
Decision AI
Ingests your internal manuals and guidelines, providing accurate data-driven decision recommendations for complex workflows.
Database AI
Access company databases to answer queries, interpret datasets, and provide actionable insights.
Multimodal AI for P&C Insurers is Integrated, Fast, and Secure
P&C Underwriting
70%
20%
Risk assessment: Analyze large datasets to assess risk based on appetite, ensuring greater accuracy.
Policy quoting: Adjust pricing dynamically based on asset classification, exposure, and product-specific appetite rules.
Document verification: Verify the accuracy and completeness of structured and unstructured underwriting documents, reducing errors.


P&C Claims Processing
80%
30%
Fraud detection: Identify patterns indicative of fraudulent claims, reducing fraud-related loss.
Damage assessment: Use image-analysis to evaluate damage from photos submitted by the claimant.
Straight-through processing: Reduce turnaround times and workload by automating routine claims.
Customer Service
80%
15%
Faster inquiry handling: Address customer inquiries, provides policy information, and guides customers through claims.
Automated policy information: Automatically assist customers with policy renewals, payments, and other routine interactions.
Personalization: Tailor communication and product recommendations to individual customers based on their data.

Regulatory Compliance
50%
60%
Compliance monitoring: Continuously monitor transactions to ensure compliance with coverage and claims regulations.
Reporting: Automatically generate accurate and timely reports for regulatory bodies, ensuring adherence to filing deadlines.
Why P&C Insurers Love Multimodal
Transparent & Explainable
Our AI Agents are fully explainable, helping you track all decisions and stay compliant with coverage transparency and other regulations.
Integration & Flexibility
We provide complete integration with legacy workbenches like Guidewire and DuckCreek, enabling a no rip-&-replace AI transition.
Tailored Automation
Our AI Agents are trained on your company data, increasing accuracy, customer satisfaction, and specific risk identification.
Continuous Improvement
Our AI Agents are trained on your company data, increasing accuracy, customer satisfaction, and specific risk identification.
Security & Data Privacy First
Flexible Deployment
Our automation software is deployed on your infrastructure, either on your virtual private cloud (VPC) or on-premises.
Data Security
Your data stays within your systems, ensuring user privacy and compliance with regulations, enhancing business security.
Enhanced Protection
This setup safeguards your users, keeping your operations secure and compliant.
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FAQs: AI for P&C Insurers
AI for P&C insurers automates repetitive tasks, accelerates claims and underwriting processes, and improves accuracy. This leads to faster settlements, fewer errors, lower operational costs, and a more personalized customer experience.
Automation in P&C insurance uses AI and machine learning to manage workflows such as claims processing, underwriting, policy issuance, and customer onboarding. AI extracts and validates data, assesses risk, routes cases, and automates communications, all while maintaining compliance and security.
AI agents can process documents, extract and validate data, automate decision-making, and monitor for fraud. They enable seamless integration with existing systems, reduce manual workload, and improve operational efficiency across the insurance value chain.
AI-driven platforms use advanced encryption, real-time monitoring, and automated compliance checks to ensure data security and regulatory adherence, reducing risk and audit burdens for insurers.
Yes, AI automates claims intake, document validation, risk assessment, fraud detection, and policy renewals. This enables faster, more accurate decisions and enhances the customer experience.
Automation reduces manual tasks, shortens turnaround times, and improves accuracy. Insurers can process more claims and policies in less time, while customers benefit from faster service and real-time updates.
AI analyzes transaction patterns and claim data to identify anomalies and potential fraud in real time, helping prevent losses and improving trust in the claims process.
Modern automation solutions offer APIs and flexible integration, enabling seamless data flow with policy admin, CRM, and other business platforms for a unified customer view.
Yes, AI-powered automation is scalable and can be tailored for insurers of any size, from startups to large enterprises, delivering efficiency and improved customer engagement.
AI analyzes customer data and risk profiles to recommend tailored policy options, pricing, and communications, and provides proactive support through chatbots and virtual assistants.
Key automation types include:
- Claims processing automation
- Underwriting automation
- Policy administration (issuance, updates, renewals)
- Customer onboarding and support
- Compliance and reporting automation
Pricing depends on company size, workflow complexity, and transaction volume. Solutions are typically customized to fit each insurer’s needs. Contact us for a tailored quote and to explore the best-fit AI for P&C insurers solution for your business.